Affordable Coverage

We started in this industry not just as insurers, but as owners and operators of skilled nursing facilities, giving us firsthand insight into the challenges of securing reliable professional liability coverage. Twenty years ago, rising premiums, fluctuating coverage, and restrictive exclusions made it increasingly difficult—sometimes impossible—to obtain the insurance our facilities needed. In response, we took control of our own risk by forming our first insurance company in 2000. With expertise as both a provider and risk bearer, we understand the unique needs of long-term care owners, operators, and management companies. Over the years, we’ve expanded into multiple states while maintaining a strong financial standing, earning a DemoTech “A” Exceptional rating.

While you focus on caring for your residents, we focus on protecting you. Our tailored professional liability and general liability insurance solutions are designed to meet the specific needs of long-term care providers, ensuring you have the coverage you need when it matters most.