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Insurance Solutions to Protect Your Passion

Sunland Risk Retention Group, Inc. (SRRG) is an insurance company domiciled in Tennessee providing medical malpractice liability insurance for the long-term health care industry, including skilled nursing homes, assisted, independent living facilities and rehabilitation facilities. 

Senior living facilities provide an invaluable service by caring for the elderly in our communities.  Thousands of baby boomers turn age 65 every day.  This means increased need for senior healthcare services over the next decade as these baby boomers retire.  Though beneficial for the industry, it carries risk for your organization.  Fortunately, SRRG is a liability company for long-term care facilities constructed by those with experience in the healthcare field.

Insurance is about much more than just a policy.   It is about enabling you to protect your facility, your reputation, and your bottom line. Claims happen due to accidents and mistakes.  Issues can arise, no matter how diligent your efforts.  Unfortunately, businesses can be sued even if you did nothing wrong. The right support and communication can make all the difference during difficult moments.  Our company wants you to know that if and when you experience a loss, you will be able to count on us.  If you are looking for a stable carrier, cost-effective solutions, reasonable pricing, and a partner company who understands the complexities, challenges, and demands of the long-term care environment, please contact us to start the conversation.

Sunland Risk Retention Group Demotech A Exceptional Rating Logo

Sunland Risk Retention Group, Inc. is a recipient of  an “A” Exceptional rating from Demotech, the first financial analysis company to review and rate specialty insurance companies like ours. This rating is an indication of our company’s financial stability.

SRRG has always been dedicated to controlling premiums, fighting frivolous lawsuits, and providing aggressive defenses. We are committed to responsible underwriting which has allowed us to always operate from a position of financial stability.

Our “A” Rating reflects Demotech, Inc.’s confidence in Sunland Risk Retention Group’s ability to comfortably meet its future payment obligations regardless of current economic conditions.



Sunland Risk Retention Group, Inc. is dedicated to responsible underwriting which has allowed us to always operate from a position of financial stability.  We have continually maintained a Financial Stability rating of A, Exceptional, from Demotech Inc., our industry’s rating bureau. This rating has been preserved while expanding into many states…and we continue to grow!



For decades, Sunland Risk Retention Group, Inc. and its affiliates have been committed to providing the Healthcare industry unsurpassed Professional and General Liability protection.  Controlling premiums, fighting frivolous lawsuits, providing aggressive defenses, and commitment to underwriting excellence has always been our unwavering goal.



Our business was formed to give the long-term healthcare industry an affordable, responsive and knowledgeable alternative when purchasing liability coverage.  Your business will be thoughtfully underwritten, and the best rates and program structure provided with the protection of your assets in mind. A few benefits that we provide include assistance with Loss Control and Resident Safety Programs and personal visits to your facility.



  • Claims-Made Professional Liability Coverage
  • Claims-Made General Liability Coverage


  • Workers’ Compensation
  • Employment Practices Liability Insurance
  • Directors and Officers Liability Insurance
  • Errors and Omissions Insurance
  • Excess Insurance
  • Tail Coverage


  • Customized limit structure to meet client needs
  • Deductible rating plans (10k/25k/50k/75k)
  • Retro-date pricing
  • Ability to work with Agents and Brokers

While your healthcare professionals take care of those that matter most, your residents, we will take care of you. 

From professional liability and general liability coverage, we offer insurance solutions designed to address your individual needs. Let us help protect your assets and personnel.

Sunland Risk Retention Group, Inc.

801 Broad Street  |  Suite 200
Chattanooga, TN 37402

    Tell us a about your insurance needs.

    The policies issued by Sunland Risk Retention Group, Inc. may not be subject to all the insurance laws and regulations of your State. State insurance insolvency guaranty funds are not available for risk retention groups.

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